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Monthly Archives: January 2021

    Is Right Now the Right Time to Sell? [INFOGRAPHIC]

    By Connor Phalen | January 29, 2021

    Some Highlights If you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you’re in a pos... Read More

    What Record-Low Housing Inventory Means for You

    By Connor Phalen | January 28, 2021

    The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) […] Read More

    What Happens When Homeowners Leave Their Forbearance Plans?

    By Connor Phalen | January 27, 2021

    According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have […] Read More

    What’s the Difference between an Appraisal and a Home Inspection?

    By Connor Phalen | January 26, 2021

    If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer […] Read More

    Why Moving May Be Just the Boost You Need

    By Connor Phalen | January 25, 2021

    As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the U.S. Census […] Read More

    Financial Fundamentals for Homebuyers [INFOGRAPHIC]

    By Connor Phalen | January 22, 2021

    Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your fin... Read More

    What Experts Are Saying about the 2021 Job Market

    By Connor Phalen | January 21, 2021

    Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at […] Read More

    Owning a Home Is Still More Affordable Than Renting One

    By Connor Phalen | January 20, 2021

    If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, […] Read More

    Should I Wait for Lower Mortgage Interest Rates?

    By Connor Phalen | January 19, 2021

    Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the lowest rates imaginable. However, the […] Read More

    How to Make the Dream of Homeownership a Reality This Year

    By Connor Phalen | January 18, 2021

    In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans, one […] Read More